HI ME AND MY FAMILY ARE TRYING TO BUY OUR FIRST HOME WE ARE TRYING TO RAISE MONEY FOR THE FIRST TIME HOME BUYERS PROGRAM THAT F&M BANK HAS IT IS VERY UNIQUE THEY GIVE YOU 4 TIMES THE AMOUNT YOU PUT DOWN TOWARDS THE DOWN PAYMENT FOR FIRST TIME HOMEBUYERS , PLEASE HELP US ACHIEVE OUR GOAL THANK YOU AND GOD BLESS YOU ALL.