I am looking to purchase a new home soon and after years of working on my credit, I am so very close. I have worked very hard to improve my credit score, my payment history, and get back on the path to financial freedom. I've had quite a few setbacks (car accidents, the house burned down, loss of loved ones) that made trying to save a little more difficult. I have saved almost $4000 already and just need a little boost to help with closing costs and down payment.