Hey there and thanks for your interest!
You may or may not know that Colin and I both lost houses in the past several years. I lost my house in 2015 due to a lay off which caused me to become behind in payments. He lost his due to divorce.
We are looking to purchase a house again this fall and while we do have money saved but it's always nice to have a bigger downpayment. Right?
The idea here is that I usually receive money for my birthday, so instead of doing that it's preferred that it go toward something I can use.
No one is required to donate, you can certainly just say happy birthday or feel free to text or call.